Perlindungan Hukum Investor Terhadap Investasi Rekasa Dana Melalui Aplikasi Online

Abstract

Abstract.

This study intends to understand and explain the regulation related to online mutual fund investment in Indonesia as well as aspects of legal protection for investors as consumers. This study uses a normative legal research method by examining secondary data in the form of primary and secondary legal materials supported by interview data. The results show that in the Indonesian context, online mutual fund investment is not regulated in single and specific rules, but is spread out in several laws and regulations. Likewise, the aspect of legal protection for investors as online mutual fund consumers, which including: 1. Based on the Capital Market Law, initially mutual fund investments were supervised and protected by Bapepam-LK, which was later dissolved and transferred to the Financial Services Authority (OJK). 2. Based on the Law concerning the Financial Services Authority and its derivative regulations, the form of legal protection for consumers is carried out in a preventive and repressive manner by the OJK. 3. Based on the Consumer Protection Law, this form of protection is carried out through the National Consumer Protection Agency (BPKN) which then forms a Consumer Dispute Resolution Agency (BPSK) at the regional level.