PINJAMAN DANA BERGULIR DALAM PERSPEKTIF EKONOMI ISLAM

Abstract

Abstract: This research method is a library reseach with the normative approach, namely by
reviewing the concept, economic theories related to the issues discussed.The object of
research revolving fund with research subjects is a revolving fund in the perspective of
Islamic economics. data sources using primary data and secondary data. The primary data is
obtained directly on data collected from actual situation when events are linked to the
implementation of a revolving fund that is implemented by the government. Secondary data,
ie data gathered from the hand of both or from other sources that are willing to before the
study is done. Data obtained in this research is to conduct library research and the data
relatingData collection techniques or literature is a literature review. Technique analysis data
were analyzed diskriftif normative form of presentation in narrative form. Where the results of
the analysis will be presented descriptively, with the hope to describe clearly the revolving
fund in the perspective of Islamic economics. Based on the analysis of the implementation of
a revolving loan fund which is implemented by the government in the economic perspectives
of Islam that the notion of a revolving loan fund which is implemented by the current
government tends to apply the system of interest is identified as a motive to increase the
amount of funds or gain. In a survey of Islamic economics, such as revolving loan funds can’t
be applied. It because there are some errors occurring in the implementation of lending.
Among these errors are lending fund still use the laptop, by the additional costs of the loan
principal. In the rules of jurisprudence states "Every loan that brings benefits, the law
compatible. on Islam banned usury laws. This means that the revolving fund within the
Islamic economic perspectives are not allowed
Keywords: Revolving Fund